Big Changes Ahead: The UK’s Homebuying System Set for a Major Overhaul

Last updated on 6 October 2025

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At Blue Turtle Property, we’re always keeping an eye on changes that impact homeowners, buyers and the wider property market. The UK Government has just announced what it’s calling the most significant shake-up of the homebuying process in history aiming to make moving home faster, cheaper and less stressful for everyone involved.

These reforms could transform the way people buy, sell and improve homes creating a more connected and transparent market that aligns perfectly with the UK’s wider push towards efficiency, sustainability and smarter housing.

What’s Changing?

  • More upfront information from sellers:
    Sellers will soon need to provide extra details about their property early on, reducing the need for lengthy searches and helping buyers make quicker more informed decisions.
  • Earlier binding contracts:
    The Government is considering introducing legally binding contracts sooner in the process a move that could stop sales from collapsing when chains fall apart.
  • Digital transformation:
    Expect to see digital ID checks and greater use of online systems to make the whole process smoother. Ministers have even looked at Finland’s model, where buying a home can take as little as two weeks.

 What Does It Mean for Buyers and Sellers?

  • Buyers could save an average of £710, thanks to reduced survey and legal costs.
  • Sellers might see about £310 in extra upfront costs for providing more information but those in chains could still save around £400 overall.

So while sellers may spend a little more upfront, the idea is that the whole process becomes faster, cheaper and far less stressful in the long run.

 Building for the Future

The reforms also tie into a new “Building Acceleration Package”, designed to boost the pace of housebuilding across the UK. Alongside this, estate agents and conveyancers will face stricter standards, including compulsory credentials and a new code of practice giving homebuyers more confidence in who they’re working with.

Industry Reaction

Major players across the property industry are backing the reforms:

  • Rightmove says the process needs to be faster and more connected.
  • Zoopla calls it “long overdue” in terms of digital innovation.
  • Santander and Nationwide agree the system is outdated and needs simplifying for everyone involved.

Not everyone’s fully convinced, though the Conservative shadow housing minister warned that any new system must avoid repeating the mistakes of the old Home Information Packs scheme.

The Bottom Line

If these proposals go ahead, the homebuying process could finally catch up with the digital age offering greater speed, transparency and certainty for buyers and sellers alike.

At Blue Turtle Property, we’re passionate about helping homeowners and buyers navigate the ever-changing property landscape from local expertise, market insights to personalised support throughout the home buying/selling journey to helping you securing funding to improving efficiency and making homes greener with our sister company Blue Turtle Group.

Because when the system gets simpler, everyone wins.

Get in touch

We’d love to hear from you. Whether you’re buying, selling, or just exploring your options, drop us a message and we’ll get back to you as soon as we can.